One Step at a Time
The service we provide is to assist you in navigating and implementing Dave Ramsey's "The 7 Baby Steps". The goal of the step-by-step approach below is to achieve Financial Freedom and to Build Wealth. The steps may be simple but they can be hard and they can take time. Our goal is to be here with you, every step of the way.
Creating a Zero Based Budget
A zero-based budget is taking your income minus your expenses where the end result equals zero. As the best budgeting method, you give every dollar a job and it allows you to tell your money where to go rather than wondering where it went.
Save $1,000.00 for Your Starter Emergency Fund
Life happens! From unexepcted car or home repairs to a medical emergency, if you don't have the money in the bank, these moments can turn into money nightmares.
Pay off all debt using the debt snowball
From the smallest bill to the largest (not counting your mortgage), eliminate debt one at a time.
Save 3-6 Months of Expenses in a Fully Funded Emergency Fund
Your budget is in place, you are now debt free. Now is the time to build your safety net to ensue that your are not a prisoner to debt again.
Invest 15% of Your Household Income in Retirement
With no debt and an established emergency fund, it's time to build lasting wealth.
Save for Your Children's College Fund
With your retirement on track, in the event your kids do not go to college, it's time to start stacking cash for your child's education if college is in the cards.
Pay Off Your Home Early
No Mortgage Payment = More Freedom. Being intentional on paying off your mortgage results in building more wealth.
Build Wealth and Give
Your money is working for you, you have no debt, and your home is paid off. Your hard work has paid off and you can no LIve and Give like no one else.
Fees for Service
Pricing for Financial Coaching Sessions are as follows: Initial Consultation: Free Individual Coaching Sessions: 3-Month Coaching Package: 6-Month Coaching Package: 12-Month Coaching Package:
The Goal of Financial Freedom Awaits
At IHS Financial Consulting, we're committed to transforming your financial future with personalized, expert guidance tailored to your unique needs. With years of experience, we take pride in offering a client-centric approach that empowers you to make informed decisions and achieve your financial goals. Choose us to navigate your path to Financial Freedom with confidence, clarity and assurance.